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Kentucky Business Broker License — Requirements & M&A Advisor Guide 2025

Kentucky Business Broker & M&A Advisor License Requirements

Becoming a licensed business broker or M&A advisor in Kentucky requires meeting specific education, exam, and experience standards. This guide covers every requirement, fee, and regulatory pathway for Kentucky as of 2025–2026.

License Type Required in Kentucky
Real estate broker license required. Kentucky business brokers operate under the Real Estate Broker License, regulated by the Kentucky Real Estate Commission (KREC).

Education Requirements
  • Pre-license (salesperson): 96 hours of approved coursework
  • Broker upgrade: 21 hrs broker pre-license course

Experience Required
2 years as licensed salesperson/broker.

Exam & Licensing Fees
  • Exam: PSI national + Kentucky state exam
  • Application fee: $130
  • License fee: $60
  • Exam note: Kentucky requires 96 hrs for sales associate — one of the higher requirements

Continuing Education
6 hours per 2 years required to maintain active Kentucky broker license. Include mandatory ethics and law topics.

M&A Advisor Requirements in Kentucky
Kentucky's economy spans bourbon, automotive, logistics, and healthcare. Standard real estate broker license covers business brokerage. Kentucky Department of Financial Institutions oversees securities. FINRA Series 79 is appropriate for mid-market M&A advisory in Kentucky.

Industry Certifications (Optional but Career-Critical)
  • CBI (Certified Business Intermediary) — International Business Brokers Association (IBBA)
  • M&AMI (M&A Master Intermediary) — IBBA, for deals $5M+
  • CMAP (Certified M&A Professional) — AM&AA
  • Series 79 (Investment Banking Representative) — FINRA, for larger M&A advisory
  • Series 82 (Private Securities Offerings Representative) — FINRA

How to Get Started as a Business Broker in Kentucky
1. Complete 96 hrs pre-license coursework
2. Pass the PSI national + Kentucky state exam
3. Obtain your Kentucky salesperson/associate license
4. Work under a licensed broker for 2 years as licensed salesperson/broker
5. Complete 21 hrs broker pre-license course and pass the broker exam
6. Pursue CBI certification via IBBA to establish market credibility