Professional Insurance · Business Broker Operations · 2026

Business Broker E&O Insurance: What It Is, Why You Need It, and How Much It Costs (2026)

12 min read

A business broker's professional exposure is not abstract. You are handling transactions where buyers stake their life savings, sellers exit businesses they built over decades, and the financial stakes routinely reach $500K–$5M. When something goes wrong — a misrepresented financial, a confidentiality breach, a valuation that the buyer later disputes — the claim comes to you.

Errors and Omissions (E&O) insurance is the professional liability coverage that stands between you and the cost of defending that claim. A single defended claim, regardless of outcome, can cost $50,000–$200,000 in legal fees. E&O covers defense costs, settlements, and judgments up to policy limits. Without it, you are personally absorbing those costs from the income you earned closing deals.

This guide covers everything a business broker needs to know: what E&O actually covers and specifically excludes, the five most common claim scenarios, the claims-made vs occurrence distinction that most brokers don't understand until it's too late, 2026 cost benchmarks by firm size, and a 10-point policy comparison checklist.

The minimum before your first mandate: Have standalone E&O coverage in force before you sign your first engagement letter. A claim can arise from work done before your first deal closes — sourcing discussions, valuation conversations, NDAs signed. If you are not covered when the work is done, you are not covered when the claim arrives, regardless of when that is.

1. What E&O Insurance Is

Errors and Omissions insurance — also called Professional Liability Insurance or Professional Indemnity Insurance outside the US — is a liability policy that covers claims arising from professional services. It pays for the legal cost of defending claims, and pays settlements or judgments up to the policy limit if the claim is successful.

The distinction from other liability insurance is important: E&O covers professional conduct, not physical incidents. A slip-and-fall at your office is a general liability claim. A buyer claiming you misrepresented the business's earnings is an E&O claim. They are different products covering different risks — and business brokers need both, separately.

For business brokers specifically, E&O is typically structured as a "professional liability" policy covering the broker's advisory and transaction facilitation services. Some carriers offer business-broker-specific policy forms; others use a general professional liability form with endorsements for real estate or business brokerage activities. The specific policy language — not just the label — determines what is covered.

2. Why Business Brokers Are Specifically Exposed

The professional liability exposure for business brokers is higher than most service professionals recognise, for three structural reasons.

Deal size. You are facilitating transactions where both sides have six-to-seven figure financial stakes. The potential damages in a dispute are proportional to the deal value — a $2M deal gone wrong produces claims in a different category than a $20,000 consulting engagement.

Information asymmetry. The broker often knows more about the business than either the buyer or seller realises. When information the broker possessed was not disclosed, or was disclosed inaccurately, that gap becomes the basis of a claim. The duty of disclosure runs in multiple directions simultaneously — to the buyer, to the seller, and sometimes to lenders.

Dual relationships. Business brokers in some transactions represent both buyer and seller simultaneously (dual agency). Even when disclosed, this creates a structural conflict of interest that becomes a claim vector if either party later feels the broker served the other party's interests at their expense.

The six specific exposures that generate most claims against business brokers:

  • Misrepresentation of financial performance. Buyer claims the SDE or revenue figures provided by the broker — even if sourced from the seller — were inaccurate and they relied on them to make the acquisition decision.
  • Failure to disclose material information. Broker knew (or should have known) about a material defect — pending litigation, undisclosed environmental liability, key contract cancellation — and did not disclose it to the buyer.
  • Confidentiality breach. The broker's marketing process resulted in the seller's staff, customers, or competitors learning the business was for sale, causing demonstrable business damage.
  • Negligent valuation. Seller claims the broker undervalued the business; buyer claims the broker overvalued it. Both sides can make this claim on the same transaction.
  • Dual agency / undisclosed conflicts. The broker had a financial interest in the deal that was not disclosed — ownership interest in the buyer entity, referral fees from the lender, commission structure that created an incentive to close regardless of buyer fit.
  • Process failures. Missed deadlines, failure to properly qualify buyers, inadequate supervision of junior staff working on the transaction, improper handling of buyer deposits.

3. What E&O Covers and What It Doesn't

Typically covered by E&O
Typically NOT covered
Defense costs — attorney fees, expert witness fees, court costs for defending a claim, even if the claim is ultimately unsuccessful. Often the most important coverage — defense of a frivolous claim can exceed $50K.
Intentional fraud, criminal acts, or deliberate misrepresentation. If you knowingly provided false information, no E&O policy covers the consequences.
Settlement payments — amounts paid to resolve a claim before trial, up to policy limits minus deductible. Most claims settle; settlement coverage is often more valuable than judgment coverage.
Bodily injury or property damage. A buyer injured at a property showing, or a seller whose property was damaged during an inspection — these are general liability claims, not E&O.
Negligent acts and omissions — mistakes in the professional services provided, including information provided in good faith that later proves inaccurate.
Employment practices claims — disputes with your own employees about wrongful termination, discrimination, or harassment. Separate EPLI (Employment Practices Liability) policy required.
Regulatory defense costs — some policies cover costs of defending complaints to state licensing boards or professional associations (IBBA, etc.).
Cyber incidents, data breaches, ransomware. If your client list is stolen or deal data is compromised, E&O does not cover notification costs, regulatory fines, or third-party claims from the breach. Requires separate cyber liability policy.
Vicarious liability — claims arising from the work of employees or contractors working under your supervision, for the defined professional services in the policy.
Undisclosed personal financial interests. If you had an ownership stake in the business you were selling and didn't disclose it — most policies explicitly exclude this.
Prior acts (if you purchase prior acts coverage) — claims arising from professional work done before the current policy's inception date, back to a specified retroactive date.
Claims outside the policy's definition of "professional services." If you provided advice outside your stated scope (e.g., legal advice, investment advice without authorisation), claims arising from that advice may not be covered.
Defense within limits vs defense outside limits: Some E&O policies pay defense costs within the policy limit — meaning legal fees reduce the amount available to pay a settlement or judgment. A $1M policy that costs $300K to defend leaves only $700K for settlement. Policies with defense costs outside limits are more expensive but provide full limit availability for settlement. For brokers handling large transactions, this distinction matters significantly — negotiate for defense costs outside limits where possible.

4. E&O vs General Liability vs BOP — What's What

E&O / Professional Liability
What it coversProfessional services errors, omissions, negligent acts in your advisory and transaction facilitation work
What triggers itBuyer or seller claims arising from professional conduct — misrepresentation, failure to disclose, negligent valuation
Typical limits$500K–$2M per claim, $1M–$4M aggregate
Typical cost$1,500–$8,000/year for solo to small firm
Business brokers need this. Always.
General Liability (GL)
What it coversBodily injury, property damage, personal injury (libel/slander) arising from your business operations
What triggers itSlip-and-fall at a property showing, damage to a business during an inspection visit, defamatory statement about a competitor
Typical limits$1M per occurrence, $2M aggregate
Typical cost$400–$1,200/year for a sole practitioner
Also needed — separate from E&O. Some landlords require it.
BOP (Business Owner's Policy)
What it coversGeneral liability + business property in one bundled policy
What it does NOT coverProfessional liability / E&O. A BOP does not cover business broker professional liability claims regardless of how it is marketed
Typical limitsVaries — $1M GL + property replacement value
Typical cost$500–$1,500/year depending on property value
Useful for the GL + property bundle. Does not replace E&O.

The practical requirement for an independent business broker: E&O policy for professional liability claims plus a general liability policy (or BOP) for physical/commercial exposure. Budget $2,000–$5,000 annually for both combined at entry level.

5. Real Claims Scenarios

Tap any scenario to see the full claim description, how the E&O policy responds, and the approximate cost impact.

Scenario: Buyer acquires a $600,000 laundromat relying on the CIM's normalised SDE of $180,000. After closing, buyer discovers a utility cost the broker failed to include in the recast, reducing actual SDE to $98,000. Buyer claims reliance on broker's financial presentation led to a $180,000 overpayment.

Broker's position: Broker sourced the financial data from the seller and disclosed that. But the CIM presented the recast as the broker's own analysis, and the broker did not qualify the figures as unverified seller data.

How E&O responds: E&O covers the defense costs and any settlement. The broker's policy absorbs legal fees ($35,000–$80,000) plus settlement ($60,000–$120,000 depending on negotiation) up to policy limits. Broker pays only the deductible ($2,500–$10,000).

Prevention: Always clearly label the source of financial figures in CIMs. Include a standard disclaimer that figures are sourced from the seller and have not been independently audited. Recommend buyer engage independent accountant for due diligence verification.

$35K–$80KDefense cost
$60K–$120KTypical settlement range
CoveredE&O policy response

Scenario: Broker markets an HVAC company by sending a non-anonymous teaser to a buyer list. One buyer is a former employee of the seller's company who immediately tells current staff. Within 30 days, three service technicians resign. Seller claims $280,000 in damages from lost revenue during the subsequent hiring and training period, attributing the damage to the broker's failure to use an anonymous teaser.

Broker's position: The teaser included the business's geographic area, revenue, and niche — enough for insiders to identify it. The broker did not use a coded teaser or screen recipients for potential conflicts.

How E&O responds: Confidentiality breach resulting in business damage from a professional process failure is within the standard E&O coverage scope. Policy covers defense and potential settlement.

Prevention: Always use anonymous teasers that do not identify the seller until after NDA signing. Screen all buyer list recipients for potential identity-of-seller risks. Maintain a documented outreach log showing screening process.

$45K–$90KDefense cost
$80K–$280KSettlement range
CoveredE&O policy response

Scenario: Broker represents a dry-cleaning business. In early due diligence, the seller mentions an ongoing EPA review but asks the broker to keep it confidential. Broker does not disclose this to the buyer. Buyer closes the deal. Six months post-close, the EPA violation results in a $200,000 remediation requirement. Buyer sues broker for non-disclosure.

Broker's position: The seller requested confidentiality and the broker acted on the seller's instructions.

E&O coverage analysis: This is a disputed coverage scenario. If the broker's non-disclosure was a good-faith mistake in judgment, E&O likely covers the defense and potential settlement. If the carrier can demonstrate the broker knew disclosure was required and chose not to disclose, the intentional misrepresentation exclusion may apply. The gray area here is significant — expect the carrier to investigate the broker's knowledge and intent.

Critical point: You cannot follow a seller's instruction to conceal material information from a buyer. Material facts must be disclosed. Document every disclosure decision and get legal advice when a seller asks you to withhold information.

$60K–$120KDefense cost
VariableSettlement if covered
DisputedCoverage depends on intent finding

Scenario: Broker represents the seller. A buyer the broker has worked with previously expresses strong interest in the same deal. Broker proceeds without formally disclosing and getting written consent for dual agency from both parties. After closing at a price the buyer later considers 15% above market, buyer files a claim alleging the broker's undisclosed dual representation meant the broker advocated for the seller's price rather than buyer's interest.

How E&O responds: E&O covers the defense and potential settlement — the non-disclosure was a professional omission, not intentional fraud. However, the carrier will investigate the circumstances, and dual agency without disclosure is a strong claim that often settles. The complication is that in states with specific dual agency disclosure requirements, this may also trigger regulatory action — some E&O policies cover regulatory defense costs, others do not.

Prevention: Obtain signed dual agency disclosure forms before representing both parties in any transaction. In states requiring real estate licences for business brokerage, follow the same dual agency rules as real estate transactions.

$40K–$100KDefense cost
$50K–$200KTypical settlement range
CoveredProfessional omission

Scenario: Broker closes a deal in January 2025 with a $1.8M valuation it provided. After a year of poor performance, buyer begins claims investigation in February 2026. Broker cancelled E&O policy in December 2025 to save the premium cost. Claim is filed in March 2026 — 14 months after the work was done, 3 months after the policy was cancelled.

E&O response: No coverage. The policy was a claims-made policy. The claim was made after the policy lapsed. The work was done while insured, but that is irrelevant under claims-made policy structure. The broker is personally liable for defense costs and any settlement or judgment.

The tail coverage solution: When cancelling a claims-made E&O policy, purchase tail coverage (Extended Reporting Period) from your carrier. Tail coverage extends the reporting window for claims arising from prior work. Typically costs 100–200% of the annual premium. This scenario — a $1.8M deal dispute — could have resulted in hundreds of thousands in uninsured exposure for the cost of saving one year's premium.

$50K–$150KUninsured defense cost
$100K–$400KPotential uninsured judgment
NOT coveredPolicy lapsed before claim

6. Claims-Made vs Occurrence: The Critical Distinction

Most business brokers carry E&O insurance. A significant fraction of those brokers do not understand how their policy actually triggers — and discover the gap at the worst possible moment: when a claim arrives for work done while they thought they were covered.

The policy trigger difference — visualised
When You're Covered: Claims-Made vs Occurrence
✓ Claims-made — scenario A (covered)
Policy active
Work done
Claim filed
Covered
✗ Claims-made — scenario B (NOT covered)
Work done
Policy active
Policy cancelled
Claim filed
NOT covered
✓ Occurrence policy — scenario B equivalent (covered)
Work done
Policy active
Policy cancelled
Claim filed
Covered

Most E&O policies are claims-made. Occurrence policies are less common for professional liability and generally more expensive. If your policy is claims-made — which it almost certainly is — you have no coverage for claims filed after the policy lapses, regardless of when the underlying work was done. The solution is tail coverage (see next section).

The retroactive date — the other claims-made variable

Claims-made policies have a retroactive date — the earliest date from which prior acts are covered. If your retroactive date is January 1, 2025, work done in 2024 is not covered even if a claim is filed while your policy is active. When you first buy E&O, the retroactive date is typically the policy inception date. As you renew annually with the same carrier, that retroactive date stays fixed — building "prior acts" coverage backward over time.

This is why switching carriers is expensive in ways that are not immediately visible: a new carrier may not extend prior acts coverage back to your original retroactive date with your previous carrier. You need to either negotiate for a retroactive date match or purchase tail coverage from the outgoing carrier before switching.

7. Tail Coverage: The Gap That Catches Brokers Off-Guard

Tail coverage — formally called an Extended Reporting Period (ERP) endorsement — extends the window during which you can file claims under a lapsed claims-made policy. It does not provide new coverage for work done after the policy cancels; it preserves your right to report claims on work done while the policy was active.

When you need tail coverage

  • Cancelling your policy — for any reason, including retiring or shutting down your practice.
  • Switching carriers — if the new carrier's retroactive date does not go back far enough to cover all your prior work.
  • Joining a franchise — the franchise policy may not cover work you did as an independent. Purchase tail from your independent carrier.
  • Leaving a franchise — the franchise policy covers your work as a franchisee. When you leave, purchase tail from the franchise carrier or ensure your new independent policy has prior acts coverage.

What tail coverage costs

Typically 100–200% of the expiring annual premium for a 3–5 year tail period. On a $3,000 annual premium, a 3-year tail costs approximately $3,000–$6,000 paid as a one-time premium at cancellation. Some carriers offer longer tails (unlimited ERP) at 200–300% of annual premium. The cost is significant but dramatically less than the uninsured exposure on a single large claim.

The most common tail coverage mistake: Brokers who retire or wind down their practice cancel their E&O policy to save the premium — then receive a claim 18 months later for a deal they closed 3 years ago. The statute of limitations for professional liability claims is typically 3–6 years. If you have been practising for 10 years, you have 10 years of potential prior act exposure. Tail coverage is not optional for retiring brokers.

8. 2026 Cost Benchmarks by Firm Size

← scroll to see all columns
Firm type Coverage limits Annual premium est. Deductible Key cost drivers
Solo broker (new, <$500K annual deal volume)$500K / $1M aggregate$1,200–$2,500$2,500–$5,000Low volume, no claim history, main street deals only
Solo broker (established, $500K–$3M deal volume)$1M / $2M aggregate$2,000–$4,000$2,500–$7,500Deal volume, deal size, states of operation
Small firm (2–5 brokers, LMM deals)$1M–$2M / $2M–$4M$4,000–$10,000$5,000–$10,000Number of covered personnel, deal complexity, LMM exposure
Mid-size firm (6–15 brokers)$2M / $4M aggregate$10,000–$25,000$7,500–$15,000Firm revenue, claim history, licensing states, employee count
Large firm (15+ brokers, multi-state)$2M–$5M / $4M–$10M$25,000–$80,000+$15,000–$25,000Aggregate exposure, claims history, umbrella/excess requirements
Franchise-affiliated (individual broker)Varies by franchisor$0 additional (included) or $800–$2,000 top-upFranchise policy deductibleFranchise policy covers franchisee activity. May not cover pre-franchise or post-franchise work.

Premium factors that increase your rate: prior E&O claims (the single biggest factor), LMM or complex deal exposure, multi-state operations, real estate brokerage activities bundled with business brokerage, high transaction volumes, and new operations with no loss history (paradoxically — carriers sometimes charge more for new firms with no claim history because they have no data on the risk).

Premium factors that reduce your rate: long claim-free history, narrow deal type focus (main street only, no real estate), professional credentials (CBI, CM&AA), documented internal compliance processes, high deductible selection.

9. Franchise vs Independent: What Coverage You Already Have

Franchise-affiliated broker
Coverage providedMost franchise systems (Transworld, Sunbelt, Murphy, First Choice) maintain a master E&O policy that covers franchisee professional liability arising from work done under the franchise brand
Minimum limits (typical)$1M per claim / $2M aggregate — franchise policy minimums typically meet these levels
What is NOT coveredWork done before joining the franchise. Work done after leaving. Any activity outside the franchise's defined scope of services. Personal business activities outside the franchise relationship.
Cost to franchiseeTypically included in franchise fees — no separate premium payment. Some franchises require additional top-up coverage.
On departureCoverage ends. Purchase tail from franchise carrier before leaving or ensure new independent coverage includes prior acts back to your franchise start date.
Independent broker
Coverage responsibilityFully your own. No master policy. Must source, purchase, and maintain coverage independently.
Recommended minimums$1M per claim / $2M aggregate for main street brokers. $2M / $4M for LMM advisory work. Review annually as deal volume and complexity increase.
What is coveredAll professional services under your own engagement — broader than franchise scope because you define your own services
Cost$1,500–$4,000/year for typical solo broker. See cost benchmarks above.
On retirement / wind-downPurchase tail coverage. Do not cancel without it. The tail cost is the real operating cost most brokers forget to budget for.

10. Policy Comparison Checklist

10 things to check before buying any E&O policy
01
Defense costs inside or outside limits Outside limits = your full coverage amount is available for settlement. Inside limits = legal fees reduce it. For deals over $1M, negotiate for defense costs outside limits. It costs more in premium but protects your full limit. Critical on large deal exposure
02
Retroactive date When does prior acts coverage start? The retroactive date should go back to the earliest date you began providing professional advisory services. Any gap in retroactive date coverage is uninsured exposure for prior work.
03
Tail coverage / ERP availability and cost Confirm the carrier offers Extended Reporting Period endorsements. Ask for the cost of 1-year, 3-year, and unlimited tail before you buy — some carriers charge significantly more for tails on cancellation. Critical for long-term planning
04
Professional services definition Read the policy's definition of "professional services" carefully. Does it cover M&A advisory? Business valuation? Due diligence consultation? If your work goes beyond the defined services, that work is not covered.
05
Regulatory defense coverage Does the policy cover costs of responding to state licensing board complaints or professional association disputes (IBBA ethics proceedings)? Some policies include this; others explicitly exclude it. For licensed states, this matters.
06
Deductible structure Is the deductible per claim or per policy period? Per-claim deductibles can stack if multiple claims arise from the same transaction. Some policies have defense cost deductibles (you pay first X in defense costs); others apply deductibles only to settlements/judgments.
07
Consent to settle clause Does the carrier need your consent before settling a claim? Some policies give the carrier unilateral right to settle. A "hammer clause" allows the carrier to cap its payment at a settlement amount you refused — you pay any excess above that cap if the case goes to trial and exceeds it. Know your position before a claim arises. Review carefully
08
Vicarious liability and employee coverage If you have employees, contractors, or referral partners working on your deals, are they covered under your policy? Some policies cover all representatives; others require separate scheduling of covered individuals or firms.
09
Geographic scope If you work across multiple states or internationally (cross-border deals), confirm the policy covers professional services rendered in all relevant jurisdictions. Some policies are US-only; others exclude specific states with unusual licensing requirements.
10
Carrier financial strength Check the carrier's AM Best rating — A- or better is the standard for professional liability. A carrier that cannot pay claims is no better than no carrier. For claims-made policies specifically, you need the carrier to be solvent when the claim is filed, which may be years after the premium was paid.

11. How to Buy Business Broker E&O

Use a specialist insurance broker, not a general agent

Professional liability insurance for business brokers is a specialty product. A general insurance agent who primarily sells auto and home insurance will not know the specific coverage forms, carrier options, or policy language nuances relevant to business brokerage. Work with an independent insurance broker who specifically places professional liability coverage for financial services or real estate professionals.

Carriers to request quotes from

  • Markel Professional — frequently cited for real estate and business brokerage professional liability
  • CNA Financial — broad professional liability programme for financial services professionals
  • Nationwide — business services professional liability, competitive for smaller brokers
  • ProAssurance — professional liability specialist, competitive for mid-size operations
  • Travelers — broad commercial programme, professional liability available for financial services

Get a minimum of three quotes. The variance between carriers on the same risk profile can exceed 40% on premium and is often larger on coverage terms — particularly on the defense costs inside/outside limits question, tail coverage pricing, and consent to settle provisions.

What you need to apply

  • Description of professional services (be specific — business brokerage, M&A advisory, valuation services)
  • Annual gross revenue from professional services
  • Number of covered professionals / employees
  • States where you operate
  • Average transaction size and deal types (main street vs LMM vs cross-border)
  • Prior E&O claims history (typically 5 years)
  • Professional credentials and years in practice

Professional Setup Is Part of Closing Your First Deal

Understanding E&O requirements is one of the practical foundations the UNGLIN programme covers alongside deal mechanics. The Career Strategy Session includes a professional setup checklist — engagement letter structure, E&O coverage requirements, engagement letter terms that protect your success fee — so that when your first mandate conversation happens, your practice is properly structured to close it.

Career Strategy Session — $997 →

FAQ: Business Broker E&O Insurance

Yes. Business brokers are specifically exposed to professional liability claims from misrepresentation of financials, failure to disclose material information, confidentiality breaches, negligent valuations, and dual agency issues. A single defended claim costs $50,000–$200,000+ in legal fees regardless of outcome. E&O covers defense costs and settlements up to policy limits. Most franchise systems require it. States requiring real estate licences for business brokerage typically require E&O through the licence requirement.
Solo independent broker: $1,200–$4,000 per year for $1M per claim / $2M aggregate coverage. Small firm (2–5 brokers): $4,000–$10,000 per year. Mid-size firm (6–15 brokers): $10,000–$25,000 per year. Premiums vary based on transaction volume, deal complexity, states of operation, and claim history. LMM and cross-border deals command higher premiums than main street brokerage. Get quotes from at least three carriers — premium variance of 30–40% is common for the same coverage profile.
Claims-made policies cover claims that are both made AND reported while the policy is active. If your policy lapses and a claim is filed afterwards — even for work done while you were insured — there is no coverage. Occurrence policies cover any incident that occurred during the policy period, regardless of when the claim is filed. Most E&O policies are claims-made. When cancelling a claims-made policy, purchase tail coverage (Extended Reporting Period) to maintain coverage for prior work. Tail coverage typically costs 100–200% of the annual premium for a 3–5 year extended reporting window.
No — they cover completely different risks. E&O (Professional Liability) covers claims arising from professional services — errors, omissions, negligent acts in your advisory work. General Liability covers bodily injury, property damage, and personal injury (libel/slander) arising from your business operations. A Business Owner's Policy (BOP) bundles GL + property but does not include E&O. Business brokers need both: E&O for professional claims and GL for physical/commercial exposure. Budget approximately $2,000–$5,000 annually for both combined at entry level.
Most franchise systems (Transworld, Sunbelt, Murphy) maintain a master E&O policy covering franchisee activity under the brand. If you are an active franchisee, you are typically covered under the franchise policy for work done within the franchise scope. You should confirm: (1) the specific coverage limits, (2) whether independent work outside the franchise scope is covered, and (3) what happens to coverage when you leave the franchise — most franchise policies do not extend tail coverage to departed franchisees, meaning you need to purchase tail from the franchise carrier or ensure new standalone coverage includes prior acts. Verify this in writing with your franchise before assuming you are covered.
About the Author
Den Unglin — Practising Business Broker and M&A Exit Adviser
Den Unglin Broker · M&A Adviser

Professional setup is not optional — it's what serious practitioners do first.

The claims scenarios on this page are drawn from real case patterns in business broker professional liability. The coverage and exclusion analysis reflects current standard policy forms — but policies vary significantly by carrier. Always have a specialist insurance broker review your specific policy language.

Den is a practising business broker and M&A exit adviser with 18+ years of direct P&L experience across 50+ business types and 12 markets. He advises on transactions across 4 continents.

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18+Years direct P&L
50+Business types
12Country markets
4Continents advised